eFunds Debit Report Credit Issuance

Provides a more complete historical financial picture of an individual with a credit bureau header. This product is great for sub-prime markets or to augment credit data. This product is for Credit Issuance. 

Sorry, this product is not available at this current time.

Restricted Use for business entities only that have passed compliance requirements.

Time of inquiry: 15:10:52 Time of response: 15:10:53

First Consumer Debit Report
Consumer Data
JOHN J CONSUMER
101 ANY STREET BLVD,ANY CITY ST, 12345
SSN: 123-45-6789
PHONE: 000-123-1212
Driver's license state of issuance: ST
Driver's license number: ST123456789
Work phone number: 000-123-1212
Alternative SSN: 123-46-6789
Alternative address: 201 ANY STREET ST APT 0000 ANYCITY ST 54321
Alternative Name(s): JOHN CONSUMER
JOHN G CONSUMER
Optional Score
Debit Bureau score number: 0400
Debit Bureau reason code Debit Bureau reason text
1A DDA CLOSURE(S)
1F $ AMOUNT OF UNPAID RETAIL ITEM(S)
1E RETAIL ITEM(S)
1D RECENT REATIL ITEM(S)
Retail Items - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years
Number of open items 0 0 6 12 12 12 12
Dollar amount of open items 0.00 0.00 646.99 1343.35 1343.35 1343.35 1343.35
Number of paid items 0 0 0 0 0 0 0
Dollar amount of paid items 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Maximum dollar amount of an open item: 191.23 Maximum dollar amount of an paid item: .0
Minimum check number on an open item: 1070 Minimum check number on an paid item: 0
Days since most recent open item: 80 Days since most recent paid item: 0
Minimum number of days to pay: 0 Maximum number of days to pay: 0
Episode span of all items: 18
Retail Items - Detail
Returned Check 1
Merchant name: ACME PAYMENT SYSTEMS Account number: 00000000000777333111
ABA number: 99912345 Driver's license number: ST123456789
Driver's license state of issuance: ST Check date: 12/27/2003
Check number: 1070 Check amount: 6.34
Paid date:
Returned Check 2
Merchant name: Account number: 00000000000777333111
ABA number: 99912345 Driver's license number: 123456789
Driver's license state of issuance: ST Check date: 12/23/2003
Check number: 1094 Check amount: 122.18
Paid date:
Returned Check 3
Merchant name: Account number: 00000000000777333111
ABA number: 99912345 Driver's license number: ST123456789
Driver's license state of issuance: ST Check date: 12/23/2003
Check number: 1114 Check amount: 95.66
Paid date:
Returned Check 4
Merchant name: ACME HOUSEHOLD GOODS Account number: 00000000000777333112
ABA number: 99912345 Driver's license number: A123456789
Driver's license state of issuance: ST Check date: 12/23/2003
Check number: 1108 Check amount: 89.77
Paid date:
Returned Check 5
Merchant name: ACME DEPT STORES Account number: 00000000000777333112
ABA number: 99912345 Driver's license number:
Driver's license state of issuance: Check date: 12/23/2003
Check number: 1112 Check amount: 86.10
Paid date:
Account Closures - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years 5 years
Number of closures 0 0 0 1 2 2 2 2
Fraud closure quantity: 0 Days since most recent closures: 106
Days since first closures: 351 Average number of days between closures: 245
Account Closures - Detail
Account Closure 1
Institution name: ACME BANK Account number: 00000000000777333112
ABA number: 99912345 Reason code: A
Date: 12/31/2003 Institution state: ST
Institution ZIP code: 67201 Amount: .0
Paid date:
Account Closure 2
Institution name: BANK OF ACME Account number: 0000000000111333112
ABA number: 99912345 Reason code: 6
Date: 04/30/2003 Institution state: ST
Institution ZIP code: 63102 Amount: .0
Paid date:
Previous Account Inquires - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years
Number of inquiries 0 0 0 3 3 3
Number of days since first inquiry: 132 Number of days since most recent inquiry: 114
Previous Account Inquiries - Detail
New Account Inquiry 1
Inquiry institution name: ACME BANK Institution state: ST
Inquiry date: 12/23/2003 Institution ZIP code: 67226
New Account Inquiry 2
Inquiry institution name: ANY BANK, N.A. Institution state: ST
Inquiry date: 12/05/2003 Institution ZIP code: 67201
New Account Inquiry 3
Inquiry institution name: ACME BANK Institution state: ST
Inquiry date: 12/05/2003 Institution ZIP code: 67226
Check Orders - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years
Number of orders 1 1
Number of checks ordered 250 250
Number of days since first order: 1238 Minimum number of checks ordered: 250
Number of days since last order: 248 Maximum number of checks ordered: 250
Number of different accounts: 2 Average number of checks ordered: 250
MMESSAGE: