eFunds Debit Report Credit Issuance

Provides a more complete historical financial picture of an individual with a credit bureau header. This product is great for sub-prime markets or to augment credit data. This product is for Credit Issuance. 

Restricted Use for business entities only that have passed compliance requirements.

Time of inquiry: 15:10:52 Time of response: 15:10:53

First Consumer Debit Report
Consumer Data
JOHN J CONSUMER
101 ANY STREET BLVD,ANY CITY ST, 12345
SSN: 123-45-6789
PHONE: 000-123-1212
Driver's license state of issuance: ST
Driver's license number: ST123456789
Work phone number: 000-123-1212
Alternative SSN: 123-46-6789
Alternative address: 201 ANY STREET ST APT 0000 ANYCITY ST 54321
Alternative Name(s): JOHN CONSUMER
JOHN G CONSUMER
Optional Score
Debit Bureau score number: 0400
Debit Bureau reason code Debit Bureau reason text
1A DDA CLOSURE(S)
1F $ AMOUNT OF UNPAID RETAIL ITEM(S)
1E RETAIL ITEM(S)
1D RECENT REATIL ITEM(S)
Retail Items - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years
Number of open items 0 0 6 12 12 12 12
Dollar amount of open items 0.00 0.00 646.99 1343.35 1343.35 1343.35 1343.35
Number of paid items 0 0 0 0 0 0 0
Dollar amount of paid items 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Maximum dollar amount of an open item: 191.23 Maximum dollar amount of an paid item: .0
Minimum check number on an open item: 1070 Minimum check number on an paid item: 0
Days since most recent open item: 80 Days since most recent paid item: 0
Minimum number of days to pay: 0 Maximum number of days to pay: 0
Episode span of all items: 18
Retail Items - Detail
Returned Check 1
Merchant name: ACME PAYMENT SYSTEMS Account number: 00000000000777333111
ABA number: 99912345 Driver's license number: ST123456789
Driver's license state of issuance: ST Check date: 12/27/2003
Check number: 1070 Check amount: 6.34
Paid date:
Returned Check 2
Merchant name: Account number: 00000000000777333111
ABA number: 99912345 Driver's license number: 123456789
Driver's license state of issuance: ST Check date: 12/23/2003
Check number: 1094 Check amount: 122.18
Paid date:
Returned Check 3
Merchant name: Account number: 00000000000777333111
ABA number: 99912345 Driver's license number: ST123456789
Driver's license state of issuance: ST Check date: 12/23/2003
Check number: 1114 Check amount: 95.66
Paid date:
Returned Check 4
Merchant name: ACME HOUSEHOLD GOODS Account number: 00000000000777333112
ABA number: 99912345 Driver's license number: A123456789
Driver's license state of issuance: ST Check date: 12/23/2003
Check number: 1108 Check amount: 89.77
Paid date:
Returned Check 5
Merchant name: ACME DEPT STORES Account number: 00000000000777333112
ABA number: 99912345 Driver's license number:
Driver's license state of issuance: Check date: 12/23/2003
Check number: 1112 Check amount: 86.10
Paid date:
Account Closures - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years 5 years
Number of closures 0 0 0 1 2 2 2 2
Fraud closure quantity: 0 Days since most recent closures: 106
Days since first closures: 351 Average number of days between closures: 245
Account Closures - Detail
Account Closure 1
Institution name: ACME BANK Account number: 00000000000777333112
ABA number: 99912345 Reason code: A
Date: 12/31/2003 Institution state: ST
Institution ZIP code: 67201 Amount: .0
Paid date:
Account Closure 2
Institution name: BANK OF ACME Account number: 0000000000111333112
ABA number: 99912345 Reason code: 6
Date: 04/30/2003 Institution state: ST
Institution ZIP code: 63102 Amount: .0
Paid date:
Previous Account Inquires - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years
Number of inquiries 0 0 0 3 3 3
Number of days since first inquiry: 132 Number of days since most recent inquiry: 114
Previous Account Inquiries - Detail
New Account Inquiry 1
Inquiry institution name: ACME BANK Institution state: ST
Inquiry date: 12/23/2003 Institution ZIP code: 67226
New Account Inquiry 2
Inquiry institution name: ANY BANK, N.A. Institution state: ST
Inquiry date: 12/05/2003 Institution ZIP code: 67201
New Account Inquiry 3
Inquiry institution name: ACME BANK Institution state: ST
Inquiry date: 12/05/2003 Institution ZIP code: 67226
Check Orders - Summary
Past Days/Year 30 days 60 days 90 days 180 days 1 year 2 years 3 years
Number of orders 1 1
Number of checks ordered 250 250
Number of days since first order: 1238 Minimum number of checks ordered: 250
Number of days since last order: 248 Maximum number of checks ordered: 250
Number of different accounts: 2 Average number of checks ordered: 250
MMESSAGE: