|
|
|
Equifax Persona Employment Credit Report Sample
|
*PLEASE READ: Before we can enable instant access to employment credit reports, your business entity must be validated. Please review and complete our end-user documentation requirements.
**If not feasible, you also have the option of ordering from our public records based searches. However if you are using public records based results for an employment or rental screening decision, it is suggested to please follow FCRA Compliance Guide.
|
Name Searched
|
|
Sandra Marie Doe
|
|
DOB Searched
|
|
08-05-1954
|
|
SSN Searched
|
|
524-66-5555
|
|
Search ID
|
|
2580
|
|
Reference
|
|
Fountainbleau Apartments
|
|
Date Ordered
|
|
11/10/2003
|
|
Date Completed
|
|
11/10/2003
|
|
|
Results
|
|
EQUIFAX REPORT
|
Personal Information Since 12/01/83 FAD 11/10/03
|
|
|
Reported
|
|
Name
DOB
SSN
Address
Address
Address
|
DOE, SANDRA M aka JOHNSON, SANDRA M
08-05-1954
524-66-5555
123 MAIN STREET, GREENVILLE, NC 88050
456 PARADISE DRV, SAINT LOUIS, MO 64530
789 CLEMATIS STREET, WEST PALM BEACH, FL 33465
|
08/03
03/01
11/84
|
|
Employment
|
|
Employer
Occupation
|
City
State
|
Hired
Separated
|
Verified
Indirect Ind.
|
|
GET WELL HOSPITAL - ER NURSE
|
NC
|
01/00
|
02/02
|
|
SAINT LOUIS CARDINALS BASEBALL
|
MO
|
05/95
|
07/95
|
|
CLEVELAND CLINIC - NURSE
|
FL
|
08/85
|
05/86
|
|
Summary
|
| PR/OI |
2
|
|
Rev |
6
|
|
# Accts |
18
|
|
30 |
2
|
|
Hist 30 |
37
|
|
Lowest HC |
$0
|
|
| Bankruptcies |
1
|
|
Inst |
12
|
|
# Inq |
21
|
|
60 |
0
|
|
Hist 60 |
24
|
|
Highest HC |
$64,150
|
|
| Collections |
7
|
|
Open |
0
|
|
Curr Accts |
4
|
|
90 |
3
|
|
Hist 90 |
118
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| Type |
High
|
Balance
|
Past Due
|
Payment
|
| Revolving |
$9,401
|
$5,233
|
$1,463
|
$309
|
| Installment |
$31,207
|
$24,219
|
$2,376
|
$729
|
| Real Estate |
$0
|
$0
|
$0
|
$0
|
| Open/Other |
$0
|
$0
|
$0
|
$0
|
| Totals |
$40,608
|
$29,452
|
$3,839
|
$1,038
|
|
|
Public Records
|
|
FILED/RPTD
VRFD/CHKD
SATIS/REL
|
Cust#
Case#
Type
|
Amt
Asset
Exempt
|
Defendant
Plaintiff
|
Narr
|
|
07/03
|
615VC15215
2CV217358
Judgment
|
$1,250
|
JOHNSON SANDRA M
BELL TELEPHONE COMPANY
|
|
|
11/95
08/00
|
615VC12586
CV228521
Judgment
152VF000815
0220815-DSP-04/01
Individual Bankruptcy
Discharged CH-7
|
$14,852
No Assets Case
|
DOE SANDRA M
CHASE MANHATTAN BANK VISA
JOHNSON SANDRA M JOINT W/
JOHNSON BURT T
|
|
|
Collections
|
|
Client
Acct/Serial#
Customer#
|
DLA
ECOA
|
Reported
Assigned
Orig Amt
|
Balance
Bal Date
|
Stat Code
Stat Desc
Stat Date
|
Narr
|
|
SAK'S 5AVE
125689
180YC1289536
|
04/00
Individual
|
02/03
06/01
$560
|
$560
02/03
|
D
Unpaid
02/03
|
|
|
MISSOURI GAS ENERGY
21152481
901YC1025896
|
08/02
Individual
|
11/02
09/02
$980
|
11/02
|
P
Paid
11/02
|
|
|
PRIMECO CELLULAR
752801
615YC526958
|
09/01
Individual
|
08/02
06/02
$187
|
$187
08/02
|
D
Unpaid
08/02
|
|
|
BLOOMINGDALE'S
5782654
496YC852789
|
05/01
Individual
|
02/02
11/01
$5,283
|
$2,820
02/02
|
D
Unpaid
02/02
|
|
|
NATIONAL X-RAYS
152684
615YC85269
|
03/99
Individual
|
10/01
02/00
$425
|
$425
10/01
|
D
Unpaid
10/01
|
|
|
ROYAL LIMOUSINES
17829562
682YC852691
|
04/00
Individual
|
09/00
06/00
$375
|
$375
09/00
|
D
Unpaid
09/00
|
|
|
MASTER'S TECH COLLEGE
852692
615YC85241
|
12/98
Individual
|
05/00
04/00
$985
|
$550
05/00
|
D
Unpaid
05/00
|
|
|
Collection Totals
|
|
$8,795
|
$4,917
|
|
|
|
Revolving Accounts
|
|
Current Status
|
Hist Status
|
|
|
|
Acc Name/Address
|
RPTD
OPND
DLA
|
High
ECOA
|
PMT
Terms
|
Bal
|
PastDue
|
Mths 30 60 90
|
Rating
|
Date
|
|
JCP/MCCBG
Customer:404FF12345
IR
Paid account / Zero balance
|
11/03
11/96
09/00
|
$0
Individual
|
$0
|
$0
|
$0
|
59
|
R 1
|
|
|
JONES
Customer:152CG35689
Charge
|
10/03
12/99
04/03
|
$1,145
Individual
|
$96
|
$1,190
|
$445
|
46 00 00 27
|
R 4
R 4
R 5
R 5
|
09/03
02/03
01/03
|
|
MONT/WARD
Customer:906DC85215
Paid charge off
|
07/03
01/00
06/00
|
$1,213
Individual
|
$0
|
$0
|
$0
|
01 01 05
|
R 9
R 5
R 5
R 5
|
12/00
11/00
10/00
|
|
FCNB/SPGL
Customer:133BB85269
Charged off account
Charge
|
02/03
03/00
07/02
|
$845
Individual
|
$30
|
$845
|
$225
|
04 03 09
|
R 9
R 5
R 5
R 5
|
01/03
12/02
11/02
|
|
MBNA AMER
Customer:801CC8529
Charged off account
Account transferred or sold
|
11/01
02/00
05/01
|
$3,000
Individual
|
$88
|
$0
|
$0
|
20 02 02 08
|
R 9
R 5
R 5
R 4
|
09/01
08/01
07/01
|
|
UMB USA
Customer:615OP85269
Charged off account
Credit Card
|
03/01
08/91
03/00
|
$3,198
Joint
|
$95
|
$3,198
|
$793
|
05 02 08
|
R 9
R 5
R 5
R 5
|
02/01
01/01
12/00
|
|
Revolving Totals
|
|
|
$309
|
$5,233
|
$1,463
|
|
|
|
|
Installment Accounts
|
|
Current Status
|
Hist Status
|
|
|
|
Acc Name/Address
|
RPTD
OPND
DLA
|
High
ECOA
|
PMT
Terms
|
Bal
|
PastDue
|
Mths 30 60 90
|
Rating
|
Date
|
|
BENFCL/HFC
01-34569
Customer:155FX85296
|
10/03
02/00
02/00
|
$4,135
Individual
|
$92
|
$3,704
|
$276
|
43 08 02 06
|
I 4
I 3
I 2
I 5
|
09/03
08/03
12/01
|
|
WFFINANCE
4337-852965
Customer:612FP98526
Charged off account
|
09/03
01/00
05/00
|
$0
Individual
|
$20
|
$352
|
$352
|
00 00 12
|
I 9
I 5
I 5
I 5
|
11/02
10/02
09/02
|
|
WFFINANCE
329-48526952
Customer:615FF30552
Charged off account
|
09/03
02/00
05/00
|
$0
Individual
|
$46
|
$1,092
|
$1,092
|
02 01 16
|
I 9
I 5
I 5
I 5
|
09/02
08/02
07/02
|
|
DRIVEFIN
8069852965
Customer:180FY852692
Auto
|
08/03
06/03
08/03
|
$17,354
Individual
|
$475
|
$17,346
|
$0
|
01
|
I 1
|
|
|
FMCC
18529652
Customer:644PG7415269
Charge off - making payments
Auto
|
03/01
08/97
04/00
|
$8,027
Primary
|
$50
|
$416
|
$334
|
|
I 9
I 2
I 2
|
07/00
05/00
|
|
WFFINANCE
7532-85269258
Customer:612PC852415
Account transferred or sold
|
12/01
01/00
05/00
|
$746
Individual
|
$20
|
$0
|
$0
|
14 00 03 11
|
I 2
I 5
I 5
I 5
|
11/01
10/01
09/01
|
|
COMMERCEBK
74125896245895
Customer:85TT526952
Charged off account
Auto
|
11/01
07/97
07/01
|
$485
Joint
|
$440
|
$0
|
$0
|
01 01 01
|
I 9
I 4
I 3
I 2
|
10/01
09/01
08/01
|
|
WFFINANCE
12345-852489
Customer:615TU8524
|
05/01
02/00
05/00
|
$1,691
Individual
|
$46
|
$1,309
|
$322
|
08 00 01 07
|
I 5
I 5
I 5
I 5
|
04/01
03/01
02/01
|
|
WFFINANCE
12345-852489
Customer:615TU8524
Account transferred or sold
|
10/00
01/00
05/00
|
$746
Individual
|
$20
|
$0
|
$0
|
08 01 02 02
|
I 4
I 4
I 4
I 3
|
09/00
08/00
07/00
|
|
Installment Totals
|
|
|
$729
|
$24,219
|
$2,376
|
|
|
|
|
Mortgage Accounts
|
|
Current Status
|
Hist Status
|
|
|
|
Acc Name/Address
|
RPTD
OPND
DLA
|
High
ECOA
|
PMT
Terms
|
Bal
|
PastDue
|
Mths 30 60 90
|
Rating
|
Date
|
|
COUNTRYWIDE MORTGAGE
85275896
Customer:TN8769046PF
Real Estate Mortgage
Conventional Mortgage
|
11/02
06/97
10/02
|
$40,000
Joint
|
$542
|
$0
|
$0
|
13 01 00 00
|
I 1
I 2
|
01/02
|
|
LINCOLN MUTUAL
741258963258
Customer:TK687945737
Freddie Mac Account
Real Estate Mortgage
|
12/02
03/93
09/02
|
$64,150
Joint
|
$678
|
$0
|
$0
|
38 09 05 06
|
I 2
I 2
I 2
I 5
|
11/02
02/02
09/01
|
|
FARMER'S SAVINGS
95123578
Customer:MO74190UT
Freddie Mac Account
Account transferred or sold
|
08/00
03/93
08/00
|
$64,150
Joint
|
$678
|
$0
|
$0
|
79 03 01 00
|
I 1
I 3
I 2
I 2
|
07/00
05/00
01/00
|
|
Mortgage Totals
|
|
|
$0
|
$0
|
$0
|
|
|
|
|
Inquiries
|
|
Date
|
Customer Name
|
Customer Number
|
|
01/27/2003
|
CBC OKLHMA
|
CR852369
|
|
01/24/2003
|
FA CREDCO
|
CR 17415962
|
|
01/18/2003
|
CR RESOURC
|
CR 47415962
|
|
10/07/2003
|
FIRST USA
|
4852HH623
|
|
07/01/2003
|
CBT
|
560THUO76
|
|
06/17/2003
|
DRIVEFINCL
|
578OPJ345
|
|
04/24/2003
|
SW BELL
|
95263P415
|
|
02/28/2003
|
DRIVEFINCL
|
90TGB345
|
|
02/21/2003
|
BLU SPGS F
|
09754EFR
|
|
02/03/2003
|
SW BELL
|
863238526
|
|
01/18/2003
|
TRIADFINCO
|
456YHBD
|
|
01/18/2003
|
CAPONEAUTO
|
8526985417
|
|
01/18/2003
|
SHOWMEAU
|
95268OPPL
|
|
01/17/2003
|
SHAWNEE
|
789KOL009
|
|
11/22/2002
|
DITECH
|
741258000
|
|
11/21/2002
|
DITECH
|
741258000
|
|
09/26/2002
|
WFFINANCE
|
555TTT520
|
|
09/11/2002
|
JOHN CHEZ
|
567890OIU
|
|
08/03/2002
|
NEXTEL
|
89654123DDF
|
|
04/02/2002
|
DRIVEFINCL
|
90TGB345
|
|
02/28/2002
|
WFFINANCE
|
555TTT520
|
|
Consumer Narrative
|
Reported
Purged |
Narrative |
|
04/06
|
EMPLOYER: BEFORE TAKING ADVERSE ACTION IN AN EMPLOYMENT DECISION BASED ON A PERSONA REPORT, THE FCRA REQUIRES YOU TO PROVIDE THE CONSUMER WITH A COPY OF THE CONSUMER REPORT, ALONG WITH A WRITTEN DESCRIPTION OF THE CONSUMER'S RIGHTS UNDER THE FCRA EQUIFAX HAS PROVIDED YOUR COMPANY WITH COPIES OF THE CONSUMER'S RIGHTS STATEMENTS FOR THIS PURPOSE.
|
Consumer Referral Location:
EQUIFAX INFORMATION SERVICES LLC
P O BOX 740241
ATLANTA /GA 303740241
(800) 685-1111
|
|
|
|
Understanding Credit Reports - 